Speed
Underwriting in 24 hours
Files are read by a Forge underwriter in Kentucky, not a call-center queue. You get a real credit decision the next business day.
Forge Capital · Kentucky Mortgage Lender
Kentucky
A clearer path
to owning
your home.
Forge Capital is a direct residential mortgage lender. Kentucky loan officers, transparent pricing, and guidance from application through closing.
14 days
Average purchase close
1 state
Licensed and lending
4.9 /5
Borrower rating
Why borrowers switch
01
Built to fix the three things borrowers hate about mortgages.
Guidance
One team from application to close
Your Forge loan officer keeps you informed through underwriting, appraisal, and closing so you always know what comes next.
Certainty
Locked means locked
A Forge rate lock includes a free float-down if the market improves before closing, and we absorb the cost of extensions we cause.
Where we lend
02
One home market. Real people behind every file.
Kentucky
Prestonsburg
Kentucky mortgage guidance with a local point of contact in Prestonsburg.
Kentucky lending detailsLicensed in Kentucky. See all licenses
Loan programs
03
Every common path to a closing table.
All program detailsThe Forge process
05
Four steps, no mystery weeks.
- 01
Talk to a human
A licensed Kentucky loan officer, same day you call.
- 02
Upload once
Secure document portal; we pull what we can pull ourselves.
- 03
24-hour decision
Underwritten in-house with a full credit approval, not a pre-qual.
- 04
Reach the finish line
Your loan officer coordinates the final mortgage steps and keeps you informed.
Ready to see your real numbers?
A pre-approval takes about eight minutes and never costs anything. No credit pull until you say go.