Forge Capital
Loan programs

DSCR / Investor

20% down · 660+ FICO

DSCR / Investor loans

Qualify on the property's rent, not your tax returns. 1–8 unit residential, short-term rental income accepted with 12 months of history, closings in LLC name.

Program highlights

01

Qualifying
Debt service coverage ratio from 1.00 — no tax returns
Units
1–8 unit residential, portfolios welcome
Vesting
LLC and entity closings standard
STR income
AirDNA or 12-month operating history accepted

Who this fits

02

  • Investors scaling past agency loan limits
  • Short-term rental owners with 12 months of history
  • Buyers who want to close in an LLC

How it closes

03

  1. 01

    Send the address, rents, and target leverage

  2. 02

    Term sheet with DSCR math the same day

  3. 03

    Appraisal with 1007 rent schedule

  4. 04

    Close in your entity name