Forge Capital

About us

Founded in Kentucky. Built for people who were tired of being transferred.

Our story

The founders had spent years watching good loans die between departments — a lender in one state, a title company in another, an appraisal vendor nobody could reach. So they built the opposite: one company that originates the loan, underwrites it, insures the title, and runs the closing.

From day one we've funded residential mortgages across Kentucky, and kept the part that mattered: a borrower can call the person who has the file.

We compete against national retail shops and national settlement networks every day. We win the same way each time — by closing when we said we would.

Say the number

Rate, points, and fees quoted the first time we speak. No teaser pricing that changes at disclosure.

Own the timeline

If a delay is ours, we pay for the extension. Accountability is the product, not a courtesy.

Stay local

Underwriters, processors, and closers work in the state they lend in. Local knowledge closes files.

Leadership