Joshua Calhoun
Loan Officer
joshua.calhoun@forgecap.netHelps Kentucky borrowers find the right loan program and close on time.
About us
The founders had spent years watching good loans die between departments — a lender in one state, a title company in another, an appraisal vendor nobody could reach. So they built the opposite: one company that originates the loan, underwrites it, insures the title, and runs the closing.
From day one we've funded residential mortgages across Kentucky, and kept the part that mattered: a borrower can call the person who has the file.
We compete against national retail shops and national settlement networks every day. We win the same way each time — by closing when we said we would.
Rate, points, and fees quoted the first time we speak. No teaser pricing that changes at disclosure.
If a delay is ours, we pay for the extension. Accountability is the product, not a courtesy.
Underwriters, processors, and closers work in the state they lend in. Local knowledge closes files.
Loan Officer
joshua.calhoun@forgecap.netHelps Kentucky borrowers find the right loan program and close on time.
Loan Officer
nicole.simonds@forgecap.netGuides buyers through pre-approval, underwriting, and closing across Kentucky.