Loan programs
VA
$0 down · No VA minimum
VA loans
Full-entitlement purchases with no monthly mortgage insurance, plus VA IRRRL streamline refinances. Dedicated VA desk for Fort Knox and Fort Campbell moves.
Program highlights
01
- Down payment
- $0 with full entitlement, no loan limit
- Mortgage insurance
- None, ever — funding fee only
- Local desk
- Dedicated officers for Fort Knox and Fort Campbell moves
- Refinance
- IRRRL streamline with no appraisal in most cases
Who this fits
02
- Active duty and veterans with full entitlement
- Surviving spouses using earned benefits
- Existing VA borrowers refinancing with an IRRRL
How it closes
03
- 01
Pull your Certificate of Eligibility for you
- 02
Underwrite to VA residual income guidelines
- 03
VA-assigned appraisal with Tidewater handled by us
- 04
Close with the funding fee financed if you prefer
