Forge Capital
Loan programs

Renovation

3.5% down · 620+ FICO

Renovation loans

FHA 203(k) and Fannie HomeStyle financing that folds the rehab budget into one loan — a practical fit for older Kentucky housing stock and homes needing systems work.

Program highlights

01

Programs
FHA 203(k) Limited and Standard, Fannie HomeStyle
Budget
Rehab escrow based on after-improved value
Draws
Managed in-house with inspection at each release
Contractor
We help vet and package the bid

Who this fits

02

  • Buyers of older Kentucky homes needing systems work
  • Owners repairing storm or roof damage
  • Anyone who would otherwise pay for a rehab with a credit card

How it closes

03

  1. 01

    Scope the work and collect a contractor bid

  2. 02

    Underwrite to after-improved value

  3. 03

    Close with the rehab escrow funded

  4. 04

    Draw inspections until the work is complete